QBO Recurring Payment Request for Payment Using FedNow® and RTP®
Real-Time A2A Payments for Automated Recurring Billing
To simplify and accelerate
recurring payments for businesses by integrating
Request for Payment (RfP™) functionality into
QuickBooks® Online (QBO) using real-time FedNow®
and RTP® account-to-account (A2A) debit rails,
providing merchants with irrevocable, instant good
funds and customers with a seamless, automated
billing experience.
TodayPayments.com is the
go-to platform for QBO users seeking real-time
recurring payment automation. By combining the
Request for Payment (RfP™) model with FedNow® and
RTP® debit rails, we empower merchants to collect
irrevocable funds instantly—automatically, securely,
and without friction. It's the future of recurring
billing: faster, smarter, and built for modern
businesses.
In today’s on-demand economy, businesses using QuickBooks® Online (QBO) need more than just recurring invoices—they need real-time, automated, and irrevocable payment flows. Enter the Request for Payment (RfP™) system integrated with FedNow® and RTP® real-time payment rails. These account-to-account (A2A) debit transactions allow merchants to collect funds immediately and automatically, while customers enjoy "set it and forget it" autopay convenience.
Now integrated with QuickBooks®, Request for Payment (RfP) automation transforms recurring invoices into instant payment flows using real-time debit via FedNow® or RTP®:
- Standing Authorization means no payer re-approval for each invoice
- Payments are pushed directly from the payer’s bank to the payee’s account
- Good funds are received instantly—irrevocable, usable immediately
- Works for C2B and B2B models (e.g., software, insurance, healthcare, utilities)
See
the features
QuickBooks® ACH, Cards, FedNow and Real-Time Payments
- Payment processing for all QuickBooks desktop, Pro, Premier, Enterprise and also QBO QuickBooks Online Our software is designed for simplicity and ease-of-use.
- ~ Automate Account Receivable Collection
- ~ Automate Account Payable Payments
- ~ One-time and Recurring Debits / Credits
Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.
How “Set It and Forget It” Billing Works
With a one-time standing approval, customers authorize their financial institutions to automatically process future RfPs on a scheduled basis:
- No payer friction
- No manual confirmations
- Recurring invoices sync with QuickBooks® and initiate payment automatically
- Funds appear in the merchant’s account in real time with full remittance info
This is billing automation at its best—perfect for subscriptions, retainer services, and metered billing.
Batching + Recurring Payments Using FedNow® and RTP®
Batch processing support makes it easy for merchants to:
- Send hundreds of scheduled RfPs at once
- Use POS, MOTO, or eCommerce channels
- Process variable or fixed invoice amounts
- Receive payments instantly, with no batch settlement delays
Itemized Real-Time RfP Parameters, Attributes, Benefits, and Features
|
Feature |
Description |
|
Integration Platform |
|
|
Payment Method |
Real-Time A2A Debit via FedNow®, RTP® |
|
Payment Trigger |
Recurring Request for Payment (RfP™) |
|
Customer Approval |
Standing Authorization—One-Time Setup |
|
Settlement Time |
Instant; Funds Available Immediately |
|
Payment Types |
C2B, B2B (Subscriptions, Invoices, Usage-Based Billing) |
|
Merchant Channels |
POS, MOTO, Web, Mobile, Hosted Payment Page |
|
Security & Data |
Alias (Phone, Email), ISO 20022, Tokenized Links, QR Codes |
|
Batch Capability |
Yes—Send Recurring RfPs in Bulk |
|
Customer Experience |
“Set it and forget it” autopay experience with no manual friction |
Ask us How:
- Automate QuickBooks® recurring payments using real-time FedNow® and RTP® debit transactions with instant good funds delivery.
- Set up Request for Payment (RfP™) with standing authorization, eliminating manual payer approvals for every bill.
- Use A2A debit payment rails for recurring billing automation, batch processing, and instant settlement into your merchant account.
- Enable real-time recurring billing for POS, MOTO, or eCommerce transactions with seamless integration into QBO.
- Streamline subscription billing, utility payments, and invoice collection with RfP-based autopay that executes on schedule.
When creating a recurring invoice using a digital Request for Payment (RfP) and integrating it into QuickBooks Online (QBO) through SecureQBPlugin.com, several elements are involved to ensure seamless integration and efficient invoicing. Here are the key elements:
1. Integration Credentials: SecureQBPlugin.com provides integration credentials or API keys that authenticate and authorize the connection between SecureQBPlugin.com and QBO. These credentials are essential for secure data transmission and communication between the two platforms.
2. Payer and Payee Information: SecureQBPlugin.com gathers accurate details about the payer and the payee, including their names, addresses, contact information, and any relevant identification numbers or account references. This information is necessary for invoicing and payment processing within QBO.
3. Invoice Details: SecureQBPlugin.com captures all relevant invoice details, such as the invoice number, issue date, due date, payment terms, and any applicable discounts or late fees. These details are essential for generating accurate invoices within QBO.
4. Itemized Charges: SecureQBPlugin.com itemizes all goods or services provided in the recurring invoice, along with their corresponding quantities, unit prices, and total amounts. This itemization ensures transparency and accuracy in billing, allowing the payer to review the charges and reconcile them with the provided goods or services.
5. Payment Amount: SecureQBPlugin.com calculates the total amount due for the invoice, including any taxes, fees, or additional charges. This total amount is then included in the invoice generated within QBO.
6. Payment Instructions: SecureQBPlugin.com provides clear instructions on how the payer can make the payment, including accepted payment methods (e.g., bank transfer, credit card, digital wallets), payment deadlines, and any required payment references or codes. These instructions facilitate payment processing and ensure timely receipt of funds.
7. Recurring Payment Schedule: SecureQBPlugin.com defines the recurring payment schedule, including the frequency (e.g., monthly, quarterly, annually), start date, end date (if applicable), and the total number of recurring payments. This information ensures that both parties understand the payment schedule and expectations.
8. Authorization: SecureQBPlugin.com includes language indicating that the payer authorizes the payee to initiate recurring payments according to the specified schedule. This authorization is captured securely and stored within QBO to ensure compliance with payment regulations and industry standards.
9. Terms and Conditions: SecureQBPlugin.com provides comprehensive terms and conditions governing the recurring payment arrangement, including cancellation policies, late payment penalties, dispute resolution procedures, and any other relevant terms. These terms and conditions ensure clarity and transparency in the payment process.
10. Compliance and Security: SecureQBPlugin.com ensures compliance with all applicable legal and regulatory requirements, including data privacy laws, financial regulations, and industry standards. Robust security measures are implemented to protect sensitive financial information and prevent unauthorized access or fraud.
By incorporating these elements into the integration between SecureQBPlugin.com and QBO for creating recurring invoices with digital Requests for Payment, businesses can streamline invoicing processes, improve payment accuracy, and enhance overall efficiency in managing recurring payments.
Autopay Simplicity Meets Real-Time Payments at TodayPayments.com
Stop chasing payments. With TodayPayments.com, your QuickBooks® recurring invoices are automatically linked to real-time RfPs over FedNow® and RTP® rails—triggered, processed, and paid instantly.
It’s time to ditch the delays, avoid card failures, and take control of your cash flow with “set it and forget it” billing that just works. Your customers enjoy frictionless payments. You enjoy good funds—fast, secure, and on time.
👉 Sign up now at https://www.TodayPayments.com to activate your QBO-integrated recurring billing autopay engine using the power of real-time payments.
Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.
Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.
Pricing with our Request For Payment Professionals
1) Free ISO 20022 Request for Payment File Formats, for FedNow and Real-Time Payments (The Clearing House) .pdf for you manually create "Mandatory" (Mandatory data for completed file) fields, start at page 4, with "yellow" highlighting. $0.0 + No Support
2) We create .csv or .xml formatting using your Bank or Credit Union. Using your invoice information database to create an existing Accounts Receivable file, we CLEAN, FORMAT to FEDNOW or Real-Time Payments into CSV or XML. Create Multiple Templates. You can upload or "key data" into our software for File Creation of "Mandatory" general file. Use either the Routing Number and Account Number for your Customers or use "Alias" name via Mobile Cell Phone and / or Email address.
Fees = $57 monthly, including Activation, Support Fees and Batch Fee, Monthly Fee, User Fee. We add your URI for each separate Payer transaction for additional Payment Methods on "Hosted Payment Page" (Request for file with an HTML link per transaction to "Hosted Payment Page" with ancillary payment methods of FedNow, RTP, ACH, Cards and many more!) + $.03 per Transaction + 1.5% percentage on gross dollar file,
3) Add integrating QuickBooks Online "QBO" using FedNow Real-time Payment using our RecurringPayment system.
Fees Above 2) plus $29 monthly additional QuickBooks Online "QBO" formatting, and "Hosted Payment Page" and WYSIWYG
4) Above 3) plus Create "Total" (over 600 Mandatory, Conditional & Optional fields of all ISO 20022 Pain .013) Price on quote.
Start using our FedNow Real-Time Payments Bank Reconciliation:
Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation: Accrual / Cash / QBO - Undeposited Funds
Give Us A Call
(866) 927-7180